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1. Your pay check direct deposit account is the bank that holds your car lease.

2. The president of Visa sends you personal gifts every Christmas.

3. The currency of your savings account is in Apple itune denominations.

4. You bought an Apple iphone or x-box 360 on day one.

5.Your credit card monthly payments will not pay off your credit cards before you die.

6.Your idea of a budget is keeping your credit card under the limit.

7.As you drink you daily $4 cup of Starbucks coffee, you sign your health insurance forms to drop your insurance because you can’t afford the extra $60 per month increase they just sent you.