Find Better Value | Building you a slight edge in Money, Politics, and Careers

How to Reach Big GoalsJuly 8, 2019
Castaway Island FijiJuly 5, 2019
Kaui, The Magic IslandJuly 3, 2019
El CapatianJuly 1, 2019
Flags Remembering 9/11July 1, 2019
Are payments on 1.9% APR low?July 1, 2019
Can you change you health in 30-days?July 1, 2019
What do you need to pay off debts quicklyMay 22, 2019
Why Saving Every Dollar Is ImportantMarch 22, 2019
New Tax Law 2017 vs. 2018March 22, 2019
Complete California Taxes and FeesMarch 8, 2019
Simple Legal Advice and Form CreationFebruary 14, 2019
New Tax Law H.R.1March 5, 2018
Vons Monopoly 2018 Rare PiecesFebruary 23, 2018
2017 Monopoly Albertsons, Vons, Safeway Winning PiecesFebruary 24, 2017
Water Bottle For Your DogOctober 12, 2015
Shaver Lake – Camp EdisonAugust 13, 2015
Understanding Credit Card APR – Warning!June 15, 2015
Startup Weekend……My StoryJune 4, 2015
5 ways to make one million dollars!May 23, 2015

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investing

See Where Your Taxes Are Going
February 6, 2015
ere is a simple tool from the Administration to help you determine where your taxes go. It is two years old, but still should give you an idea. Understanding how your money gets spent is the foundation to understanding how to help solve the problem for our future. Pay close attention to the net interest line. In the President’s proposed 2016 Budget, that line item will be more than the national defense line item by 2021. Adding to our deficit every year will take away from all programs (whatever you support). When words are used like decreases deficit, or keeps spending flat, or the ...
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money

New Tax Law 2017 vs. 2018
March 22, 2019
The new 2018 Tax Laws change quite about of rules and tax tables. Here is the new tax table vs. the old tax tables courtesy of HR Block: In addition to the changes in the tax brackets, there were changes in the standard deductions, child credits, and personal exemptions. Here are some of the ones that might impact you courtesy of TurboTax: Alternative Minimum Tax Exemptions Increased The bill also eases the burden of the individual alternative minimum tax (AMT) by raising the income exempted from $84,500 (adjusted for inflation) to $109,400 married filing jointly and from $54,300 (adjusted f ...
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loans

Obama’s Making Homes Affordable Program
March 6, 2009
The Department of the Treasury has released further details on what the Making Homes Affordable Program will cover. First, the Treasury department estimates that it will offer assistance to nearly 9 million homeowners. So who gets assistance? Well here is the summary: Affordable Refinance Program: If you have a solid payment history and your mortgage is owned by Fannie Mae or Freddie Mac, you may qualify. -This will let borrowers refinance at today’s low rates with loan to value ratios of less than 80%. This should help you qualify for new loans even though your house has lost value. ...
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money

Affordable Care Act (ObamaCare) and You
April 11, 2013
As we enter into 2013 new provisions of the Affordable Care Act continue to take place. This year’s changes include additional new taxes on higher income, formation of actual regulations, creation of insurance marketplaces (although may get pushed to 2015), a change to the definition of full time, the launch of open enrollment (may be pushed), 100% state covered medicare payment rates, and a pilot program to bundle payments for an “episode of care”. The current legislation bill is now over 20K pages which does not include the tax code. It is very hard to pinpoint how many n ...
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1

investing

Using Options as Insurance
August 27, 2014
Currently we have seen a market that is consistently reaching new highs. Some argue, however, that these highs are based on a shaky foundation whether you consider the problems in the Middle East, the advancement of Russia, or the current monetary policy changes that will have to happen in the next 12-24 months. Anyone of these issues can quickly escalate and send the markets into a large correction. How can you protect your investments from a sharp decrease? One way is to consider buying protective puts. Currently the market volatility is at historic lows so you can buy options on well tra ...
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How to Reach Big Goals

July 8, 2019 / BetterValue

How come so many large goals are never reached? We all want to reach them and yet year after year we don’t achiev ...

SoCal Gets Hit By Massive Swell – Malibu, CA

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SoCal Gets Hit By Massive Swell – Malibu, CA

August 27, 2014 / BetterValue

Here are some pics of the action in Malibu, CA as a giant swell pounded Southern California:...

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Photo Mix Up – Blue

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Photo Mix Up – Blue

June 8, 2014 / BetterValue

The photo mix-ups are hand selected images from the TidalStock library or images I have taken arranged creatively to inspire and display. I hope that you enjoy them! &n...

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Are payments on 1.9% APR low?

July 1, 2019 / BetterValue

When shopping for cars these days it seems everyone leans towards leases that are hard to understand, where costs are ea ...

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Why You Should Not Lease! A sampling of Yukon Denali Leases

July 20, 2008 / BetterValue

If you have read through this site, you know that I offer many ways to help you figure out if you are getting a good dea ...