Find Better Value | Building you a slight edge in Money, Politics, and Careers

How to Reach Big GoalsJuly 8, 2019
Castaway Island FijiJuly 5, 2019
Kaui, The Magic IslandJuly 3, 2019
El CapatianJuly 1, 2019
Flags Remembering 9/11July 1, 2019
Are payments on 1.9% APR low?July 1, 2019
Can you change you health in 30-days?July 1, 2019
What do you need to pay off debts quicklyMay 22, 2019
Why Saving Every Dollar Is ImportantMarch 22, 2019
New Tax Law 2017 vs. 2018March 22, 2019
Complete California Taxes and FeesMarch 8, 2019
Simple Legal Advice and Form CreationFebruary 14, 2019
New Tax Law H.R.1March 5, 2018
Vons Monopoly 2018 Rare PiecesFebruary 23, 2018
2017 Monopoly Albertsons, Vons, Safeway Winning PiecesFebruary 24, 2017
Water Bottle For Your DogOctober 12, 2015
Shaver Lake – Camp EdisonAugust 13, 2015
Understanding Credit Card APR – Warning!June 15, 2015
Startup Weekend……My StoryJune 4, 2015
5 ways to make one million dollars!May 23, 2015

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investing

Using Options as Insurance
August 27, 2014
Currently we have seen a market that is consistently reaching new highs. Some argue, however, that these highs are based on a shaky foundation whether you consider the problems in the Middle East, the advancement of Russia, or the current monetary policy changes that will have to happen in the next 12-24 months. Anyone of these issues can quickly escalate and send the markets into a large correction. How can you protect your investments from a sharp decrease? One way is to consider buying protective puts. Currently the market volatility is at historic lows so you can buy options on well tra ...
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money

10 Ways To Keep More Of Your Money
June 6, 2014
Here are 10 Simple ways to stretch your dollar: 1. Use websites like Retailmenot. This site will help you find the most recent coupons to most of your favorite sites. Never buy something online without checking there or similar sites. 2. Double up on points. Many sites offer loyalty rewards. Become of member of the loyalty program and use your favorite credit card that you have enrolled in for points to double up your rewards. Sites like MyPoints will give you points for spending money at hundreds of your favorite websites plus you can use your credit card to get additional points. 3. Pay b ...
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3

cars

Leasing or Financing?
March 16, 2015
When it comes time to buy a vehicle, the best and most responsible way to buy is via cash. However, we cannot all afford to pay cash for a vehicle which leaves us two options: Finance the balance or Lease the vehicle. What is the difference? Does it matter? What is the difference? The basic difference between leasing and financing is found at the end of the term. In leasing, a balance is left over (residual) and you typically return the vehicle as opposed to financing where the ending balance is zero and you receive the pink slip. Understanding Leasing (The Basics) Leasing is basically ren ...
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money

Affordable Care Act (ObamaCare) and You
April 11, 2013
As we enter into 2013 new provisions of the Affordable Care Act continue to take place. This year’s changes include additional new taxes on higher income, formation of actual regulations, creation of insurance marketplaces (although may get pushed to 2015), a change to the definition of full time, the launch of open enrollment (may be pushed), 100% state covered medicare payment rates, and a pilot program to bundle payments for an “episode of care”. The current legislation bill is now over 20K pages which does not include the tax code. It is very hard to pinpoint how many n ...
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money

Complete California Taxes and Fees
March 8, 2019
California is one of the most heavily taxed states in the US. If you live in California or are considering moving to California here is a complete list of taxes and fees you face. Tax Rates – Special Taxes and Fees Alcoholic Beverage Tax Alcoholic Beverage Tax Categories Rate Per Wine Gallon July 15, 1991 – Present Distilled Spirits (100 proof or less) $3.30 Distilled Spirits (over 100 proof) $6.60 Beer $0.20 Wine $0.20 Sparkling hard cider $0.20 Champagne and sparkling wine $0.30 California Lumber Products Assessment Beginning January 1, 2013, California law requires a one percent (1% ...
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How to Reach Big Goals

July 8, 2019 / BetterValue

How come so many large goals are never reached? We all want to reach them and yet year after year we don’t achiev ...

SoCal Gets Hit By Massive Swell – Malibu, CA

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SoCal Gets Hit By Massive Swell – Malibu, CA

August 27, 2014 / BetterValue

Here are some pics of the action in Malibu, CA as a giant swell pounded Southern California:...

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Photo Mix Up – Blue

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Photo Mix Up – Blue

June 8, 2014 / BetterValue

The photo mix-ups are hand selected images from the TidalStock library or images I have taken arranged creatively to inspire and display. I hope that you enjoy them! &n...

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Are payments on 1.9% APR low?

July 1, 2019 / BetterValue

When shopping for cars these days it seems everyone leans towards leases that are hard to understand, where costs are ea ...

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Why You Should Not Lease! A sampling of Yukon Denali Leases

July 20, 2008 / BetterValue

If you have read through this site, you know that I offer many ways to help you figure out if you are getting a good dea ...